Q. Can
you show
me other
companies
listings
too?
A. Yes!
We can
show you
not only
our
listings
but all
homes
listed
by all
Real
Estate
companies
(i.e.
Coldwell
Banker,
ERA,
RE/MAX,
Century
21,
Windermere,
Prudential)
that
match
YOUR
home
criteria.
Q. Can
you help
me with
For Sale
By
Owners?
A. Yes!
Many
homes
For Sale
By Owner
do work
with
Real
Estate
agents.
If you
happen
to run
across
any that
interest
you
please
let us
know and
we will
contact
the
seller
on your
behalf,
research
the
properties
history,
county
records
and
taxes.
We will
then
schedule
a
private
showing
of the
property
and
negotiate
the best
offer.
Q. Why
should I
get
approved
first? I
know I
have
good
credit.
A. Put
yourself
in the
shoes of
the
seller.
Do they
personally
know
you? Do
they
know you
have
great
credit?
Some
sellers
will not
even
allow
showings
unless
the
prospective
buyer
has an
approval
letter
in their
hand.
How
about
when you
make an
offer?
Unless
you plan
on
paying
all cash
upfront
you have
absolutely
no
bargaining
chip to
negotiate
unless
you are
pre-approved.
The only
way you
can
prove
your
credit
worthiness
today is
with a
loan
approval
letter.
Q. Why
do I
need a
Real
Estate
Agent?
I can
buy a
home on
my own.
A. Yes,
you can
buy a
home on
your
own. But
why
would
you?
Especially
when we
will do
all the
work for
you for
FREE.
Yes,
FREE!
It would
be like
going to
court to
defend
yourself
without
an
attorney!
Did you
know
that
when you
drive
through
neighborhoods
calling
on
houses
for sale
the
listing
agent
with
their
name on
the "For
Sale
Sign"
has a
legal
obligation
to the
seller...not
you?
They are
bound by
law as
the
sellers
agent,
to act
in the
"sellers"
best
interest.
Is that
who you
want to
work
with?
Don't
you want
an agent
who
looks
after
YOUR
best
interest,
someone
who
isn't
trying
to "reel
you in"
and
"sell"
you
something
you
really
don't
want?
We can
help you
as a
"Buyers
Agent."
At no
Cost,
fee or
commission!
In
addition
appox.
99% of
all
homes
for sale
are
exclusively
listed
by real
estate
agents,
meaning
the home
sellers
don't
work
with the
general
public
without
being
represented
by a
licensed
real
estate
agent.
Q. Can
you sell
NEW
homes?
A.
Yes! Any
new home
by any
builder.
Just
call us
and
we'll
meet you
at any
new site
development.
Avoid
talking
with the
"site
agent"
as they
may
actually
work for
the
builder,
not you.
We'll
make
sure you
have all the
facts
upfront.
Q. How
do you
get
paid?
A. The
seller
has
already
agreed
to pay a
real
estate
fee to
both the
sellers'
agent to
advertise
the home
and to
the
buyers'
agent
who does
all of
the leg
work of
selling
the
home.
Q. What
if I'm
not
ready to
buy yet?
A. Many
people
we meet
with are
just
collecting
information
to get
prepared
financially
in
advance.
That is
the
smart
thing to
do. We
suggest
investing
a few
minutes
of your
time by
talking
with us
so you
can get
all the
facts
and we
can
learn
your
housing
needs.
Only
then can
we offer
you the
best
advise
to get
you on
the
right
path to
owning
your own
home.
Q. I
can't
afford
to buy
right
now.
A. First
determine
if it is
real or
imagined.
Is there
a real
financial
issue or
are
there
just
butterflies
in your
stomach?
Because
prices
are
going up
not
down,
ask
yourself
'can I
afford
to
wait?'
Give us
a call.
If it's
a real
financial
issue
there
may be
alternative
financial
solutions
so you
can own
now and
still
feel
comfortable.
Q. Can I
use my
lender?
A. Yes.
You can
use any
lender
you
choose.
Just
remember
that
there is
a high
percentage
that you
will
never do
business
with
this
lender
again.
Do you
know
them
well
enough
that
when you
get to
the
closing
table
there
will be
no
surprise
fees?
The
lenders
we work
with
know if
they
don't
give you
the best
service
they
could
lose,
not one
loan,
but
literally
"hundreds"
of
future
loans
from our
team.
Whom do
you
suppose
will
give you
the best
treatment
and
service?
Q. My
agent
friend
is
giving
me
advice.
A. Let's
keep it
simple.
Have a
full-time
professional
Real
Estate
Agent
give you
the help
you
need.
Keep
business-business
and
personal-personal.
Q. Can I
buy with
no money
down?
A.
Probably.
Speak
with our
preferred lender.
There
are
100's of
loan
programs
and down
payment
assistance
programs
we use
that
allow
most
buyers
to buy a
home
with no
money
down. It
has
never
been so
easy to
buy a
home.
Q. How
do I use
my V.A.
eligibility
certificate?
A. Easy!
Call our
lender
and
inform
them you
have V.A.
entitlement,
or think
you
should
have,
and they
can help
you use
your
government
benefits.
Together
we will
walk you
through
the
process
step by
step and
at your
pace.
Q. Can I
buy with
no/bad
credit?
A. Most
likely,
Yes!
There
are loan
programs
that
allow
people
to buy
based
upon
their
current
financial
ability,
not just
based on
past
credit
ratings.
FHA is a
good
example
of a
first
time/second
time
buyers
program
with
minimum
credit
established
even
using
your
rental
history
and
utility
bills as
your
credit
to own a
home.
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